Allianz Global Pension Plans and Insured Provident Plan
Benefits of a Pension Plan
Choose your Retirement Plan
We have an insured pension plan, and a range of pension plans depending on the saver profile.
Consolidated (PPA - Insured Pension Plan)
Per a clients amb un perfil molt prudent que tenen com a objectiu estalviar amb la seguretat de disposar d’una garantia fins a la seva jubilació i, anualment, d’un atractiu interès addicional.
Conservative
0% – 30% Variable Rent
Plan for clients with a prudent profile, willing to assume reduced losses in exchange for better profitability than that offered by traditional products.
Moderat
30% – 60% Variable Rent
Designed for clients with a more moderate profile, it is the most balanced option with an expectation of high profitability and those willing to take risk.
Global
60% – 100% Variable Rent
A plan designed for risky profiles, with high expectations of profitability and willing to take risks. Your agent is here to answer all your questions.
Renda Variable Europa
75% – 100% Variable Rent
A plan for risky profiles, with high return expectations and willing to take risk. Invests in European equity markets.
Renda Variable USA
75% – 100% Variable Rent
A plan designed for risky profiles, with high return expectations and willing to take risk. Invests in US equity markets.
Contracting your Pension Plan is that easy
Call us or we'll call you for free
We will assign you an advisor from our team.
We advise you on which retirement plan best suits you.
Enjoy the best option for your retirement
Frequently asked questions about the Pension Plan
A Pension Plan is a long-term savings product that enjoys exceptional tax advantages and whose main objective is to supplement your retirement savings.
With the capital you accumulate through the pension plan, you can supplement the public retirement pension that you will receive from social security. In addition, you can make the type of contributions that best suits your needs: regular or extraordinary.
Start saving for the future by contracting the retirement plan that best suits your needs at all times.
There is not really a specific age at which you should open a private pension fund. The truth is that, in the end, a pension plan works through financial contributions, so the sooner you start saving, the better, the more capital you will have accumulated to enjoy when you retire.
Our personal retirement plan is very flexible, so if you want to start saving now to guarantee a peaceful retirement, you can do so by making small monthly contributions, and then, when you can, increase them or suspend them when depending on your economic, work or family situation.
Pension plans are intended for saving for retirement, you can withdraw them in the following cases:
- Retirement
- Disability
- Dependency
- Death
In addition, Allianz Pensions has additional liquidity windows that are established under the following assumptions established by law:
- Liquidity at 10 years: From 01/01/2025, all contributions to pension funds that are more than 10 years old can be redeemed.
- Long-term unemployment.
- Serious illness of the participant and first-degree relatives.
Allianz PPA Consolidat is a savings life insurance policy whose objective is to build up capital, in a safe way, to supplement the public pension at the time of retirement.
Other savings/investment insurance for you

Perspektive
A savings and investment insurance with which you will know from the very beginning both the capital and the income that we guarantee you.

Allianz Capital
Your single-premium investment product that allows you to receive periodic withdrawals until the balance is exhausted.

Flexible term
It is an investment method that allows you to choose the period that best suits your needs, between 2 and 5 years.
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