Allianz Global D'Ara Allianz Capital
Advantages for saving with guarantees
How does Allianz Capital Insurance work?
A single investment of at least €6,000 will be made at the start of the contract.
Choose the % of initial investment you wish to receive periodically.
Contact one of our experts to explain all the details.
Why Allianz is the asset manager to make your investments profitable
Second-largest asset manager worldwide, with more than 65 years of experience.
With a presence in the 25 most important markets worldwide and $3 trillion in assets under management.
More than 700 multi-asset investment professionals to offer you personalized advice.
AA solvency rating, the highest of any Spanish or European bank, according to the S&P index.
Hiring Allianz Global d'Ara Capital is that easy
Call us for free or we'll call you.
We assign you an advisor from our team
Get your customized insurance
You are now in the best hands
Frequently asked questions about Allianz Capital
An Allianz Capital is a single-premium investment product that allows for periodic withdrawals until the balance is exhausted.
The client makes a single premium contribution starting at €15,000.
The client chooses:
- The percentage of the initial investment they wish to receive periodically.
- The frequency with which they wish to receive withdrawals.
- Whether or not they wish to defer the collection of the first withdrawal.
Profitability:
- In the 1st year, the profitability is defined from the outset by a technical interest rate.
- For subsequent years, a new profitability will be reported.
- More monthly returns are obtained and are applied to the accumulated balance.
- Clients looking to invest in a product from a leading company like Allianz Seguros.
- Clients looking to invest in a medium-term product for asset management.
- Saving clients who have accumulated a sum and want to invest their savings wisely.
- Clients looking to receive a regular amount over a period of time.
- Clients looking to plan their retirement.
In the event of Death:
- In the event of the death of the Insured, the Company guarantees payment to the designated beneficiaries:
Accumulated Balance + €300
In the event of long-term unemployment and serious illness:
Starting from the first month, the client may request the Total Drawdown of the Available Balance in their policy, which will be calculated based on the request date:
- On each policy anniversary and for the following 30 calendar days, the Available Balance will be equal to the current Accumulated Balance.
- On any other date, the Available Balance will be calculated based on the market value of the Accumulated Balance. The resulting Available Balance may not exceed the Accumulated Balance in the policy.
Starting in the first month and until the Available Balance allows, you can make Full or Partial Withdrawals of your Balance:
If the withdrawal is made before the policy’s second birthday, the Available Balance will be calculated based on the market value of the Accumulated Balance. The resulting Available Balance cannot exceed the Accumulated Balance plus 50% of the Net Yield.
From the second birthday onward, for 30 calendar days following the birthday, the Available Balance will equal the current Accumulated Balance. On any other date, the Available Balance will be calculated based on the market value of the Accumulated Balance. The resulting Available Balance cannot exceed the Accumulated Balance of the policy.
- It allows for financial planning of savings in a safe, profitable, and flexible manner, in addition to obtaining tax advantages.
- Designed for people who wish to receive, through the payment of a single premium, periodic withdrawals according to the withdrawal percentage and frequency selected.
- With the greatest flexibility, the client will be able to invest and enjoy their savings in the most convenient way, being able to modify their conditions as best suits them and without complicated procedures, always within the limits established by the Company.
- Guaranteed profitability during the first year of the policy. A new interest rate applicable to the following year of the policy will be defined annually and in advance.
- Coverage of In the event of death, the designated beneficiaries will receive the current available balance of the policy, increased by €300.This allows tax payments to be deferred.
Other savings/investment insurance for you
Unit Linked
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Perspektive
A savings and investment insurance policy that lets you know from the start both the capital and the income we guarantee.
Termini Flexible
It’s an investment option that allows you to choose the term that best suits your needs, between 2 and 5 years.
Contact Allianz Global d'Ara
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