{"id":17351,"date":"2025-04-11T10:19:59","date_gmt":"2025-04-11T10:19:59","guid":{"rendered":"https:\/\/allianzglobaldara.com\/?page_id=17351"},"modified":"2025-09-02T10:13:23","modified_gmt":"2025-09-02T10:13:23","slug":"civil-liability-insurance","status":"publish","type":"page","link":"https:\/\/allianzglobaldara.com\/en\/insurance-for-companies\/civil-liability-insurance\/","title":{"rendered":"Civil Liability Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744021443102{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #F7F7F7 !important;}&#8221;][vc_row content_placement=&#8221;middle&#8221; remove_bottom_col_margin=&#8221;true&#8221;][vc_column width=&#8221;1\/4&#8243;]<style>.vcex-heading.vcex_69e5369ee8357{font-size:18px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-left vcex_69e5369ee8357\"><span class=\"vcex-heading-inner wpex-inline-block\">Allianz Global D'Ara Self-employed Protection<\/span><\/h2>[\/vc_column][vc_column width=&#8221;3\/4&#8243;]<style>.vcex-multi-buttons.vcex_69e5369ee8e3d .theme-button,.vcex-multi-buttons.vcex_69e5369ee8e3d .theme-txt-link{padding-block:5px;padding-inline:10px;}<\/style><div class=\"vcex-multi-buttons wpex-flex wpex-flex-wrap wpex-items-center wpex-gap-10 wpex-justify-end vcex_69e5369ee8e3d\"><a href=\"#modalitats\" class=\"theme-txt-link outline-transparent local-scroll-link wpex-text-center vcex-count-1\">Coverages<\/a><a href=\"#contractar\" class=\"theme-txt-link outline-transparent local-scroll-link wpex-text-center vcex-count-2\">Hire<\/a><a href=\"#faq\" class=\"theme-txt-link outline-transparent local-scroll-link wpex-text-center vcex-count-3\">Frequently asked questions<\/a><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744369205205{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_row][vc_column]<style>.vcex-heading.vcex_69e5369ee943f{width:700px;font-size:36px;line-height:var(--wpex-leading-tight);}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_69e5369ee943f\"><span class=\"vcex-heading-inner wpex-inline-block\">Civil Liability Insurance with the best coverage<\/span><\/h2>[\/vc_column][\/vc_row][vc_row column_spacing=&#8221;0px&#8221; gap=&#8221;25&#8243;][vc_column width=&#8221;1\/3&#8243;]<style>.vcex-icon-box.vcex_69e5369eea0d0:hover{background-color:#02589e0f;}.vcex-icon-box.vcex_69e5369eea0d0 .vcex-icon-box-heading{color:#02579e;font-size:20px;}.vcex-icon-box.vcex_69e5369eea0d0 .vcex-icon-box-image{width:85px;}<\/style><div class=\"vcex-module vcex-icon-box vcex-icon-box-two wpex-block wpex-py-20 wpex-px-20 wpex-text-center vcex_69e5369eea0d0\"><div class=\"vcex-icon-box-symbol vcex-icon-box-symbol--image wpex-mb-20\"><img loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" decoding=\"async\" src=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-cobertura-internacional-85x85.png\" alt=\"\" srcset=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-cobertura-internacional-85x85.png 85w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-cobertura-internacional-150x150.png 150w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-cobertura-internacional.png 200w\" width=\"85\" height=\"85\"><\/div><div class=\"vcex-icon-box-text\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-mb-10\">International coverage<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>With Allianz Liability Insurance, we will cover claims from all over the world except the USA.<\/p>\n<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<style>.vcex-icon-box.vcex_69e5369eebcfb:hover{background-color:#02589e0f;}.vcex-icon-box.vcex_69e5369eebcfb .vcex-icon-box-heading{color:#02579e;font-size:20px;}.vcex-icon-box.vcex_69e5369eebcfb .vcex-icon-box-image{width:85px;}<\/style><div class=\"vcex-module vcex-icon-box vcex-icon-box-two wpex-block wpex-py-20 wpex-px-20 wpex-text-center vcex_69e5369eebcfb\"><div class=\"vcex-icon-box-symbol vcex-icon-box-symbol--image wpex-mb-20\"><img loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" decoding=\"async\" src=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-asesorament-85x85.png\" alt=\"\" srcset=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-asesorament-85x85.png 85w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-asesorament-150x150.png 150w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-asesorament.png 200w\" width=\"85\" height=\"85\"><\/div><div class=\"vcex-icon-box-text\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-mb-10\">Legal advice<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Our lawyers will advise you on any legal issue related to claims against your company.<\/p>\n<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<style>.vcex-icon-box.vcex_69e5369eed3a5:hover{background-color:#02589e0f;}.vcex-icon-box.vcex_69e5369eed3a5 .vcex-icon-box-heading{color:#02579e;font-size:20px;}.vcex-icon-box.vcex_69e5369eed3a5 .vcex-icon-box-image{width:85px;}<\/style><div class=\"vcex-module vcex-icon-box vcex-icon-box-two wpex-block wpex-py-20 wpex-px-20 wpex-text-center vcex_69e5369eed3a5\"><div class=\"vcex-icon-box-symbol vcex-icon-box-symbol--image wpex-mb-20\"><img loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" decoding=\"async\" src=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-pagament-48h-85x85.png\" alt=\"\" srcset=\"https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-pagament-48h-85x85.png 85w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-pagament-48h-150x150.png 150w, https:\/\/allianzglobaldara.com\/wp-content\/uploads\/2025\/04\/icona-pagament-48h.png 200w\" width=\"85\" height=\"85\"><\/div><div class=\"vcex-icon-box-text\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-mb-10\">Payment within 48 hours<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Once the claim is confirmed, with Civil Liability Insurance, we will make the payment in less than 48 hours.<\/p>\n<\/div><\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744614372071{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #F1F5F9 !important;}&#8221; local_scroll_id=&#8221;modalitats&#8221; el_id=&#8221;modalitats&#8221;][vc_row][vc_column]<style>.vcex-heading.vcex_69e5369eee7f8{width:800px;color:var(--wpex-accent);font-size:36px;line-height:var(--wpex-leading-tight);}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-10 wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_69e5369eee7f8\"><span class=\"vcex-heading-inner wpex-inline-block\">Civil Liability Insurance<\/span><\/h2>[vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221; font_size=&#8221;16px&#8221;]Choose the coverages that best suit you.[\/vc_column_text][\/vc_column][\/vc_row][vc_row column_spacing=&#8221;0px&#8221; gap=&#8221;25&#8243; equal_height=&#8221;yes&#8221; remove_bottom_col_margin=&#8221;true&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1744614429880{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-right: 6% !important;padding-left: 6% !important;background-color: #02579E !important;border-left-style: s\u00f2lid !important;border-right-style: s\u00f2lid !important;border-top-style: s\u00f2lid !important;border-bottom-style: s\u00f2lid !important;border-color: #FFFFFF !important;}&#8221;]<style>.vcex-heading.vcex_69e5369eeeef0{color:var(--wpex-on-accent-alt);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-20 wpex-text-left vcex_69e5369eeeef0\"><span class=\"vcex-heading-inner wpex-inline-block\">General Liability Coverage<\/span><\/h2>[vc_column_text css=&#8221;&#8221; font_size=&#8221;16px&#8221; color=&#8221;on-accent&#8221;]This Civil Liability insurance is specifically designed to protect your company from possible damage to third parties:[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;]<style>.vcex-list_item.vcex_69e5369eef803{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369eef803 .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369eef803\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Liability insurance for damage to property of third parties and employees.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369eefdfc{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369eefdfc .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369eefdfc\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Product liability, professional, employer and private life.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369ef03c5{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef03c5 .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef03c5\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Civil liability for industry and commerce, construction and agriculture.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369ef090d{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef090d .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef090d\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">RC for education, real estate, leisure and free time.<\/div><\/div><\/h3>[vc_empty_space height=&#8221;20px&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1744614452568{padding-right: 6% !important;padding-left: 6% !important;background-color: #02579E !important;}&#8221;]<style>.vcex-heading.vcex_69e5369ef0e69{color:var(--wpex-on-accent-alt);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-20 wpex-text-left vcex_69e5369ef0e69\"><span class=\"vcex-heading-inner wpex-inline-block\">What does Civil Liability cover for managers and directors?<\/span><\/h2>[vc_column_text css=&#8221;&#8221; font_size=&#8221;16px&#8221; color=&#8221;on-accent&#8221;]This Civil Liability insurance is specifically designed to protect the founders, CEOs and managers of your company:[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;]<style>.vcex-list_item.vcex_69e5369ef14c9{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef14c9 .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef14c9\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Defense in pollution claims.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369ef1a42{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef1a42 .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef1a42\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Rehabilitation of the public image.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369ef1faa{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef1faa .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef1faa\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Fines and administrative sanctions.<\/div><\/div><\/h3><style>.vcex-list_item.vcex_69e5369ef24df{color:var(--wpex-on-accent);font-size:17px;font-weight:300;}.vcex-list_item.vcex_69e5369ef24df .vcex-list-item-icon-inner{color:var(--wpex-on-accent);}<\/style><h3 class=\"vcex-list_item vcex-module wpex-m-0 wpex-max-w-100 wpex-mb-10 wpex-text-left vcex_69e5369ef24df\"><div class=\"vcex-list-item-inner wpex-inline-flex wpex-flex-no-wrap\"><div class=\"vcex-list-item-icon wpex-mr-5\"><div class=\"vcex-list-item-icon-inner vcex-icon-wrap wpex-inline-flex wpex-justify-center wpex-items-center wpex-leading-none wpex-child-inherit-color\"><span class=\"wpex-icon--w fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-list-item-text vcex-content wpex-flex-grow\">Bankruptcy guarantee.<\/div><\/div><\/h3>[vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1744614024744{padding-top: 40px !important;}&#8221;][vc_column]<style>.vcex-button.vcex_69e5369ef2f99{border-radius:var(--wpex-rounded-xs);color:var(--wpex-accent)!important;border:1px solid #02579E;text-transform:uppercase;}.vcex-button.vcex_69e5369ef2f99:hover{background:var(--wpex-accent)!important;color:var(--wpex-on-accent)!important;}<\/style><div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#formulari\" class=\"vcex-button theme-button minimal-border align-center inline local-scroll-link vcex_69e5369ef2f99\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Request a quote<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a><\/div> [\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1744614525227{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221; local_scroll_id=&#8221;comparador&#8221; el_id=&#8221;comparador&#8221;][vc_row][vc_column]<style>.vcex-heading.vcex_69e5369ef384a{width:700px;font-size:36px;line-height:var(--wpex-leading-tight);}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-10 wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_69e5369ef384a\"><span class=\"vcex-heading-inner wpex-inline-block\">Compara les cobertures de l'Asseguran\u00e7a d'Incapacitat Laboral Temporal<\/span><\/h2>[\/vc_column][\/vc_row][vc_row remove_bottom_col_margin=&#8221;true&#8221;][vc_column][vc_raw_html css=&#8221;&#8221;]JTVCdGFibGUlMjBpZCUzRDQlMjAlMkYlNUQ=[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744097562579{padding-top: 80px !important;padding-bottom: 80px !important;background-color: #02579E !important;}&#8221; local_scroll_id=&#8221;contractar&#8221; el_id=&#8221;contractar&#8221;][vc_row][vc_column]<style>.vcex-heading.vcex_69e5369ef4013{width:700px;color:var(--wpex-on-accent);font-size:36px;line-height:var(--wpex-leading-tight);}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-10 wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_69e5369ef4013\"><span class=\"vcex-heading-inner wpex-inline-block\">Contracting your Civil Liability Insurance is that easy<\/span><\/h2>[\/vc_column][\/vc_row][vc_row remove_bottom_col_margin=&#8221;true&#8221;][vc_column]<style>.vcex-steps.vcex_69e5369f0063f .vcex-steps-item__figure{--wpex-accent:var(--wpex-on-accent);}.vcex-steps.vcex_69e5369f0063f .vcex-steps-item__symbol{color:var(--wpex-accent);}.vcex-steps.vcex_69e5369f0063f .vcex-steps-item__line{--wpex-accent:var(--wpex-on-accent);}.vcex-steps.vcex_69e5369f0063f .vcex-steps-item__heading{color:var(--wpex-on-accent);font-size:18px;}<\/style><div class=\"vcex-steps vcex-steps--horizontal vcex_69e5369f0063f\"><div class=\"vcex-steps__items wpex-text-center wpex-grid wpex-md-grid-cols-4\"><div class=\"vcex-steps-item vcex-steps-item--1 wpex-flex wpex-flex-col\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mb-20 wpex-flex-col wpex-md-flex-row wpex-md-items-center wpex-md-mr-0\"><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-transparent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--outline wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-text-md wpex-text-accent wpex-border wpex-border-solid\">1<\/span><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40 wpex-md-mx-20 wpex-md-my-0\"><h3 class=\"vcex-steps-item__heading wpex-heading wpex-flex wpex-flex-wrap wpex-items-center wpex-text-md wpex-justify-center\">Call us or we will call you for free<\/h3><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--2 wpex-flex wpex-flex-col\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mb-20 wpex-flex-col wpex-md-flex-row wpex-md-items-center wpex-md-mr-0\"><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--outline wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-text-md wpex-text-accent wpex-border wpex-border-solid\">2<\/span><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40 wpex-md-mx-20 wpex-md-my-0\"><h3 class=\"vcex-steps-item__heading wpex-heading wpex-flex wpex-flex-wrap wpex-items-center wpex-text-md wpex-justify-center\">We will assign you an advisor from our team.<\/h3><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--3 wpex-flex wpex-flex-col\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mb-20 wpex-flex-col wpex-md-flex-row wpex-md-items-center wpex-md-mr-0\"><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--outline wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-text-md wpex-text-accent wpex-border wpex-border-solid\">3<\/span><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40 wpex-md-mx-20 wpex-md-my-0\"><h3 class=\"vcex-steps-item__heading wpex-heading wpex-flex wpex-flex-wrap wpex-items-center wpex-text-md wpex-justify-center\">Get your customized insurance<\/h3><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--4 wpex-flex wpex-flex-col\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mb-20 wpex-flex-col wpex-md-flex-row wpex-md-items-center wpex-md-mr-0\"><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-accent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--outline wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-text-md wpex-text-accent wpex-border wpex-border-solid\">4<\/span><span class=\"vcex-steps-item__line wpex-hidden wpex-md-block wpex-grow wpex-bg-transparent wpex-w-1px wpex-h-100 wpex-md-h-1px wpex-md-w-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40 wpex-md-mx-20 wpex-md-my-0\"><h3 class=\"vcex-steps-item__heading wpex-heading wpex-flex wpex-flex-wrap wpex-items-center wpex-text-md wpex-justify-center\">Your company is now in the best hands.<\/h3><\/div><\/div><\/div><\/div>[vc_empty_space height=&#8221;45px&#8221;]<style>.vcex-button.vcex_69e5369f00e56:hover{background:#ffffff!important;color:var(--wpex-accent)!important;}.vcex-button.vcex_69e5369f00e56{color:var(--wpex-on-accent)!important;border:1px solid #ffffff;text-transform:uppercase;}<\/style><div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#formulari\" class=\"vcex-button theme-button outline align-center inline local-scroll-link vcex_69e5369f00e56\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Request a quote<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a><\/div> [\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744102558440{padding-top: 80px !important;padding-bottom: 20px !important;}&#8221; local_scroll_id=&#8221;faq&#8221; el_id=&#8221;faq&#8221;][vc_row][vc_column]<style>.vcex-heading.vcex_69e5369f016b3{font-size:36px;line-height:var(--wpex-leading-tight);}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-10 wpex-text-left vcex_69e5369f016b3\"><span class=\"vcex-heading-inner wpex-inline-block\">Frequently asked questions about Civil Liability Insurance<\/span><\/h2>[\/vc_column][\/vc_row][vc_row remove_bottom_col_margin=&#8221;true&#8221;][vc_column]<style>.vcex-toggle-group.vcex_69e5369f01d8c .vcex-toggle__heading{font-size:20px;}.vcex-toggle-group.vcex_69e5369f01d8c .vcex-toggle__content{color:var(--wpex-accent-alt);font-size:16px;}<\/style><div class=\"vcex-toggle-group vcex-toggle-group--w-borders vcex-module wpex-mx-auto vcex_69e5369f01d8c\" data-vcex-accordion=\"1\"><style>.vcex-toggle.vcex_69e5369f02335 .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f02335 .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f02335\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#why-is-it-important-to-have-civil-liability-insurance\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"why-is-it-important-to-have-civil-liability-insurance\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">Why is it important to have Civil Liability insurance?<\/div><\/a><\/div><div id=\"why-is-it-important-to-have-civil-liability-insurance\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><p>Civil Liability insurance is essential to be able to carry out your professional tasks safely and with complete peace of mind. With Allianz&#8217;s Civil Liability Insurance, we will cover any possible damages and losses that you or your company&#8217;s employees may cause to third parties in the performance of your work.<\/p>\n<p>If you are a construction professional, installer, have a managerial position, etc., it is essential to take out Civil Liability Insurance that protects you in the event of causing damage to other people or their property.<\/p>\n<\/div><\/div> <style>.vcex-toggle.vcex_69e5369f02960 .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f02960 .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f02960\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#is-professional-liability-insurance-mandatory\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"is-professional-liability-insurance-mandatory\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">Is Professional Liability Insurance mandatory?<\/div><\/a><\/div><div id=\"is-professional-liability-insurance-mandatory\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><p>Civil Liability Insurance is recommended for carrying out any activity, but in some professions it is even mandatory, such as gas installers, doctors and other healthcare professionals with a high risk of causing damage during the exercise of their work.<\/p>\n<\/div><\/div> <style>.vcex-toggle.vcex_69e5369f03110 .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f03110 .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f03110\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#what-civil-liability-insurance-do-i-need\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"what-civil-liability-insurance-do-i-need\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">What Civil Liability Insurance do I need?<\/div><\/a><\/div><div id=\"what-civil-liability-insurance-do-i-need\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><p>At Allianz we have different solutions in Civil Liability Insurance depending on the type of risk you need to cover, for example if you have a managerial position, a liberal professional or you need general RC Insurance. Our expert advisors will calculate a tailor-made quote for you. We will call you.<\/p>\n<\/div><\/div> <style>.vcex-toggle.vcex_69e5369f038e1 .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f038e1 .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f038e1\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#how-much-does-civil-liability-insurance-cost\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"how-much-does-civil-liability-insurance-cost\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">How much does civil liability insurance cost?<\/div><\/a><\/div><div id=\"how-much-does-civil-liability-insurance-cost\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><p>Saying how much civil liability insurance is worth is not so simple, since to calculate a professional policy, several company factors must be taken into account, such as:<\/p>\n<ul>\n<li>Size of the company<\/li>\n<li>Turnover<\/li>\n<li>Number of employees<\/li>\n<li>Sector<\/li>\n<li>etc.<\/li>\n<\/ul>\n<p>If you want us to make a quote for your civil liability insurance for your company, it is best that you contact one of our specialist business advisors so that they can review your company&#8217;s case and give you the price adjusted to your needs.<\/p>\n<\/div><\/div> <style>.vcex-toggle.vcex_69e5369f040af .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f040af .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f040af\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#which-sectors-are-insured\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"which-sectors-are-insured\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">Which sectors are insured?<\/div><\/a><\/div><div id=\"which-sectors-are-insured\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><ul>\n<li>Industry and Commerce<\/li>\n<li>Agriculture<\/li>\n<li>Construction and Installers<\/li>\n<li>Leisure and Free Time (monitors)<\/li>\n<li>Educational Professionals<\/li>\n<li>Private Life<\/li>\n<\/ul>\n<\/div><\/div> <style>.vcex-toggle.vcex_69e5369f048d6 .vcex-toggle__trigger{color:var(--wpex-accent);}.vcex-toggle.vcex_69e5369f048d6 .vcex-toggle__heading{font-size:20px;}<\/style><div class=\"vcex-toggle vcex-module vcex_69e5369f048d6\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#what-type-of-civil-liability-is-covered\" class=\"vcex-toggle__trigger wpex-transition-colors wpex-flex wpex-items-center wpex-gap-10\" aria-expanded=\"false\" aria-controls=\"what-type-of-civil-liability-is-covered\"><div class=\"vcex-toggle__icon wpex-flex wpex-items-center wpex-justify-center\" aria-hidden=\"true\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-open\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13h-6v6h-2v-6H5v-2h6V5h2v6h6v2z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M19 13H5v-2h14v2z\"\/><\/svg><\/div><\/div><div class=\"vcex-toggle__title\">What type of Civil Liability is covered?<\/div><\/a><\/div><div id=\"what-type-of-civil-liability-is-covered\" class=\"vcex-toggle__content wpex-clr wpex-last-mb-0 wpex-my-10\"><p>Some of the civil liabilities we cover are:<\/p>\n<ul>\n<li>Real Estate<\/li>\n<li>Rental<\/li>\n<li>Pollution<\/li>\n<li>Damage to third-party property<\/li>\n<li>Employee property<\/li>\n<li>Products<\/li>\n<li>etc.<\/li>\n<\/ul>\n<p>If you need more information or to resolve any doubts, remember that we have more than 13,000 advisors throughout Spain so that you can always find the one closest to you.<\/p>\n<\/div><\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1744369373763{padding-top: 7% !important;padding-bottom: 40px !important;}&#8221;][vc_row content_placement=&#8221;middle&#8221; column_spacing=&#8221;0px&#8221; remove_bottom_col_margin=&#8221;true&#8221;][vc_column parallax=&#8221;content-moving&#8221; parallax_image=&#8221;17662&#8243; width=&#8221;1\/2&#8243; min_height=&#8221;400px&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;caixa-continguts-seguro-vida&#8221;]<style>.vcex-heading.vcex_69e5369f053d1{width:700px;color:var(--wpex-on-accent);font-size:36px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-20 wpex-max-w-100 wpex-mr-auto vcex_69e5369f053d1\"><span class=\"vcex-heading-inner wpex-inline-block\">Combining your Civil Liability Insurance and Home Insurance has rewards<\/span><\/h3>[vc_column_text css=&#8221;&#8221; font_size=&#8221;20px&#8221; color=&#8221;on-accent&#8221;]Manage your insurance in one place, and we&#8217;ll make your life easy.[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;]<style>.vcex-button.vcex_69e5369f05e20:hover{background:#ffffff!important;color:var(--wpex-accent)!important;}.vcex-button.vcex_69e5369f05e20{color:var(--wpex-on-accent)!important;border:1px solid #ffffff;text-transform:uppercase;}<\/style><a href=\"#formulari\" class=\"vcex-button theme-button outline align-left inline local-scroll-link vcex_69e5369f05e20\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Request a quote<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a> [\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1744369304989{padding-top: 40px !important;padding-bottom: 80px !important;}&#8221;][vc_row remove_bottom_col_margin=&#8221;true&#8221;][vc_column]<style>.vcex-heading.vcex_69e5369f06704{width:700px;font-size:36px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-20 wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_69e5369f06704\"><span class=\"vcex-heading-inner wpex-inline-block\">Other insurance for you<\/span><\/h3>[\/vc_column][\/vc_row][vc_row column_spacing=&#8221;0px&#8221; gap=&#8221;20&#8243; equal_height=&#8221;yes&#8221; remove_bottom_col_margin=&#8221;true&#8221; tablet_fullwidth_cols=&#8221;yes&#8221; css=&#8221;.vc_custom_1744285196609{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; max_width_custom=&#8221;1600px&#8221;][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1744282666195{background-color: #F1F5F9 !important;}&#8221; el_id=&#8221;hotdesk&#8221;][vc_single_image image=&#8221;17141&#8243; css=&#8221;&#8221;][vc_row_inner remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1744282992998{padding-top: 25px !important;padding-right: 8% !important;padding-bottom: 25px !important;padding-left: 8% !important;}&#8221;][vc_column_inner]<style>.vcex-heading.vcex_69e5369f06faa{font-size:22px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-15 wpex-text-center vcex_69e5369f06faa\"><span class=\"vcex-heading-inner wpex-inline-block\">Self-employed and SMEs<\/span><\/h3>[vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221;]A comprehensive plan that protects your business. Choose the coverage that best suits your activity.[\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"\/assegurances-per-empreses\/assegurances-per-a-empreses-i-autonoms\/\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">More information<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1744282917144{background-color: #F1F5F9 !important;}&#8221; el_id=&#8221;personaldesk&#8221;][vc_single_image image=&#8221;17137&#8243; css=&#8221;&#8221;][vc_row_inner remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1744283019323{padding-top: 25px !important;padding-right: 8% !important;padding-bottom: 25px !important;padding-left: 8% !important;}&#8221;][vc_column_inner]<style>.vcex-heading.vcex_69e5369f0822b{font-size:22px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-15 wpex-text-center vcex_69e5369f0822b\"><span class=\"vcex-heading-inner wpex-inline-block\">Large companies<\/span><\/h3>[vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221;]For large teams and operations, there is tailor-made insurance. Protect the complexity of your business and keep everything under control.[\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"\/assegurances-per-empreses\/assegurances-per-a-grans-empreses\/\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">More information<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1744282982506{background-color: #F1F5F9 !important;}&#8221; el_id=&#8221;despatxos&#8221;][vc_single_image image=&#8221;17133&#8243; css=&#8221;&#8221;][vc_row_inner remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1744283019323{padding-top: 25px !important;padding-right: 8% !important;padding-bottom: 25px !important;padding-left: 8% !important;}&#8221;][vc_column_inner]<style>.vcex-heading.vcex_69e5369f09316{font-size:22px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mb-15 wpex-text-center vcex_69e5369f09316\"><span class=\"vcex-heading-inner wpex-inline-block\">Health Self-employed<\/span><\/h3>[vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221;]Being self-employed means not being able to stop your activity without affecting your income. Ensure your maintenance and continue moving forward without worries.[\/vc_column_text][vc_empty_space height=&#8221;30px&#8221;]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"\/assegurances-per-empreses\/asseguranca-dincapacitat-laboral-temporal\/\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">More information<span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-right\"><span class=\"wpex-icon wpex-icon--bidi\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M278.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-160 160c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L210.7 256 73.4 118.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l160 160z\"\/><\/svg><\/span><\/span><\/span><\/a><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row el_id=&#8221;formulari&#8221;][vc_column]<div class=\"templatera_shortcode\"><style type=\"text\/css\" data-type=\"vc_shortcodes-custom-css\">.vc_custom_1684140887937{padding-top: 5% !important;padding-bottom: 5% !important;}.vc_custom_1684140902163{padding-top: 3% !important;padding-right: 5% !important;padding-bottom: 3% !important;padding-left: 5% !important;background-color: #f4f4f4 !important;}<\/style><div class=\"vc_row wpb_row vc_row-fluid wpex-relative\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><\/div><div id=\"contactar\" class=\"vc_section vc_custom_1684140887937 wpex-vc-full-width-section wpex-vc-full-width-section--centered wpex-relative\" data-ls_id=\"#contactar\" tabindex=\"-1\"><div class=\"vc_row wpb_row vc_row-fluid wpex-relative\"><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\">Contact Allianz Global d'Ara<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:20px;\"><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\">Fill out the form and a sales representative will contact you shortly.<br \/>\n<em>Fields marked * are required<\/em><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:20px;\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_10 vc_sep_border_width_6 vc_sep_pos_align_center vc_separator_no_text wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-color:#02579e;\" class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-color:#02579e;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_column-gap-35 wpex-relative\"><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 wpex-vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1684140902163\"><div class=\"wpb_wrapper\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f3754-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"3754\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/17351#wpcf7-f3754-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"3754\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f3754-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-row\">\n\t<div class=\"column-half\">\n\t\t<p>Name (required) <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"column-half\">\n\t\t<p>Email (required) <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"form-row\">\n\t<div class=\"column-half\">\n\t\t<p>Telephone <span class=\"wpcf7-form-control-wrap\" data-name=\"tel-850\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"tel-850\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"column-half\">\n\t\t<p>Are you already an Allianz customer? <span class=\"wpcf7-form-control-wrap\" data-name=\"menu-85\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"menu-85\"><option value=\"YES\">YES<\/option><option value=\"NO\">NO<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"form-row\">\n\t<div class=\"column-full\">\n\t\t<p>Reason: <span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"form-row\">\n\t<div class=\"column-full\">\n\t\t<p>What do you want to ask us? <span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"form-row\">\n\t<div class=\"column-full\">\n\t\t<p><span><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-1\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-1\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span>I AUTHORISE the processing of my personal data for the purpose of dealing with my contact.<\/span><br \/>\n<span><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-2\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-2\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span>I AUTHORISE the processing of my personal data for the purpose of receiving commercial communications, including by e-mail and equivalent electronic means of communication.<\/span>\n\t\t<\/p>\n\t\t<p style=\"font-size: 10px;text-align: justify;\"><br \/>\n<strong>Basic information on data protection<\/strong> Responsible: GLOBAL D'ARA, S.L.;\n\t\t<\/p>\n\t\t<p>Purpose 1: To deal with your contact;<br \/>\nPurpose 2: The sending of commercial communications, including by e-mail or equivalent electronic means of communication, if you give us your consent; Rights: You have the right to access, rectify and delete the data, as well as other rights, indicated in the additional information; Additional information: You can consult the additional and detailed information on Data Protection on our website:<a href=\"https:\/\/allianzdaragrup.com\/politica-de-privacidad\/#1623237718698-8be5f1c2-e029\"> Here<\/a>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"form-row\">\n\t<div class=\"column-full\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"103\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><input type='hidden' class='wpcf7-pum' value='{\"closepopup\":false,\"closedelay\":0,\"openpopup\":false,\"openpopup_id\":0}' \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"Allianz Global D'Ara Self-employed ProtectionCoveragesHireFrequently asked questionsCivil Liability Insurance with the best coverageInternational coverageWith Allianz Liability Insurance, we will cover claims from all over the world except the USA. Legal adviceOur lawyers will advise you on any legal issue related to claims against your company. Payment within 48 hoursOnce the claim is confirmed, with Civil&hellip;","protected":false},"author":1,"featured_media":0,"parent":17091,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-17351","page","type-page","status-publish","hentry","entry","no-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Civil Liability Insurance - Allianz Global d&#039;Ara<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/allianzglobaldara.com\/en\/insurance-for-companies\/civil-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Civil Liability Insurance - Allianz Global d&#039;Ara\" \/>\n<meta property=\"og:url\" content=\"https:\/\/allianzglobaldara.com\/en\/insurance-for-companies\/civil-liability-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Allianz Global d&#039;Ara\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-02T10:13:23+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/allianzglobaldara.com\/en\/insurance-for-companies\/civil-liability-insurance\/\",\"url\":\"https:\/\/allianzglobaldara.com\/en\/insurance-for-companies\/civil-liability-insurance\/\",\"name\":\"Civil Liability Insurance - 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